A successful home do-it-yourself project is very satisfying and can be a great way to save money. An unsuccessful DIY job can be both demoralizing and expensive. Taking on a job that’s beyond your capabilities can be a false economy; if it goes wrong, fixing it may be expensive and an amateur job may also affect your Philadelphia insurance coverage.

There are many ways that a DIY project can go wrong.
•    The materials you have purchased cannot be used to complete the job, for example wooden components for a woodworking project have been incorrectly cut.
•    You have purchased expensive equipment for the job that is unlikely to be used again, for example you bought an extension ladder before attempting roof repairs but found that you are uncomfortable working at roof height.
•    An accident in one area impacts on another, for example you spill paint on the floor and furniture when painting a wall.
•    Work invalidates a home insurance claim, for example, instead of hiring a licensed plumber or electrician you ask a friend to do the job; the work doesn’t comply with regulations and a fault causes damage to your property.

Hiring a contractor to rectify your mistakes could turn out to be a lot more expensive than if you had hired a contractor at the outset. Check your Philadelphia insurance policy for your home before undertaking a DIY job, to ensure accidental damage is covered.
 

*